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Joliet workers' compensation attorneysAccidents can and do occur at companies and job sites even if every safety precaution is taken. In Illinois, workers’ compensation benefits can help cover medical expenses and lost wages if a worker is hurt while on the job. The majority of workplace injuries involve an employee eventually returning to work after he or she is healed. In certain accidents, however, a worker may sustain injuries so severe that they cause permanent restrictions or disability. If you are permanently disabled as a result of a catastrophic work injury, disability benefits might help you reclaim your life.

Types of Permanent Disability Benefits in Illinois

According to Illinois law, there are two different types of permanent disability benefits depending on the consequences of an injury. Employers are required to pay permanent partial disability (PPD) benefits to an employee who is impaired or disfigured in some way while performing his or her job but who is still able to work in a limited capacity. Sometimes surgery will repair or correct an injury, and the worker can go back to his or her job after attending a rehab facility or doing physical therapy.

Permanent total disability (PTD) benefits are for an employee who is permanently unable to work in any capacity. With extreme cases, amputation may be necessary if a body part has been severed and cannot be reattached. If an employee loses both hands, arms, feet, legs, eyes, or any of these two body parts, that constitutes permanent total disability. This also applies if there is permanent and complete loss of the use of those body parts.

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