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Understanding Why the Insurance Company Does Not Want You to Retain Legal Counsel for Your Accident

 Posted on March 27, 2023 in Personal Injury

Will County Car Accident Injury LawyerIf you have been involved in an accident or have suffered an injury, it is essential to understand that; chances are, the insurance company would prefer you not hire an attorney. Insurance companies may try to convince you that you do not need one or that an attorney will only complicate matters. However, the truth is that hiring a lawyer can help you protect your legal rights and maximize compensation. Today, we will discuss why the insurance company would prefer you not employ legal counsel. Remember, if you have been in an accident or have been injured, hiring a personal injury attorney is an essential first step in ensuring your rights remain protected, respected, and advocated for. 

Reasons Why the Insurance Company Wishes You Do Not Lawyer Up

There are many reasons why the insurance company hopes you do not lawyer up after your accident or injury, including:

  • Reduced payout – Insurance companies are in the business of making money, not paying out large settlements. Therefore, they will often try to settle claims quickly and for as little as possible. If you do not have a lawyer representing you, you may be offered a far less settlement than you deserve. A lawyer can help you negotiate a fair settlement that fully compensates you for your injuries, damages, and losses. 

  • Narrative control – Insurance companies have teams of adjusters skilled at handling claims. They know how to distort and manipulate the situation to their advantage. By discouraging you from retaining a lawyer, they can control the narrative and ensure that their version of events is the one that is presented to the court.

  • Quick settlements – Insurance companies know that the process can be slowed down if you retain a lawyer. Therefore, they want to settle quickly and move on to the next claim. The insurance company hopes to get you to accept a lower settlement offer than you may be entitled to. 

  • Lawsuit aversion – If you retain a lawyer, you may be more likely to file a lawsuit. Insurance companies want to avoid lawsuits because they are costly and time-consuming. By discouraging you from retaining a lawyer, they hope to avoid a lawsuit altogether. 

  • Precedent avoidance – Insurance companies want to avoid setting a precedent. For example, if they pay out a large settlement to one claimant, they may set themselves up for similar claims. Ultimately, they hope to avoid setting a precedent that may cost them in the long run.

Contact a Will County Personal Injury Attorney

Do not face the insurance company alone. Contact the skilled Joliet personal injury lawyers with McNamara Phelan McSteen, LLC for legal assistance. Call 815-727-0100 for a free consultation.




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